A Step-by-Step Buyer’s Guide
Conduct a Needs Analysis
I know the home buying experience can be an emotional roller coaster. Partnering with me will allow you to leverage my expertise, local market knowledge, and colleague affiliations to ease you through the process of finding your dream home. I’ve been down this road before, so I’ll first ask the necessary questions and gather the important data we need to kick off journey to home ownership.
Get Your Finances in Order
It’s no secret, cash purchases do make things easier. However, if you plan to finance a purchase, my recommended network of lenders and financial experts will make sure you’re formally pre-approved for a loan and will support you throughout the home buying process.
Shop for A Home
Let’s shop! I will consult with you to draw up a “wish list” of everything you’re looking for in not just your new home, but your new community as well. I’ll match your must-haves with your budget and then draw on my local expertise and network of industry colleagues to help you find a place that’s everything you wished for. Shopping for a home is exciting, so just have fun with it!
Make an Offer and Negotiate
You’ve found “the one” and you’re ready to make an offer! I’ll help you formulate a fair, data-driven purchase offer based on in-depth market analysis, and prepare the purchase agreement. Then, I’ll leverage smart negotiating skills to guide you through contingencies and ensure you don’t spend any more than you need to. And, should things not work out with one offer, we’ll be ready with a game plan for the next.
Conduct The Appropriate Inspections
Once your offer is accepted, it’s time to inspect the property. I’ll recommend independent licensed inspectors to fully check a home’s condition and provide you with a comprehensive report. Because it detects issues that aren’t apparent on a walk-through, a home inspection is a powerful negotiating tool and the best insurance you can ever get on a property. If issues arise, I’ll work with you to develop strategies on how best to proceed. You’re getting close, and you don’t want to set yourself up for a houseful of headaches.
Get Final Financing Approval
Again, if you are paying cash makes things much easier. But if you are financing, this part can get complicated. I know from experience how to keep the crucial final stages of loan approval from becoming overwhelming. I’ll regularly monitor the progress of your transaction and keep you “in the know”. I’ll also work with your lender to make sure all the necessary paperwork is complete as we move closer to a smooth closing.
Congratulate Yourself on Your New Home!
Making it through escrow can seem like a mountain of details, but I promise you, the view from the top is worth it. Expect to sign a ton of paperwork before you get there, and I’ll hold your hand through every step of the process. A few days before closing, we’ll conduct a final walk-through, and then, once both parties sign closing statements, the keys are yours and we’ll celebrate your new home and your new life!